Home-Buying-Banner

Home Buying in Baltimore / Test

• HOUSING COUNSELING 

We are a HUD-approved housing counseling agency providing housing counseling for people wishing to purchase a home in Baltimore City. Before you buy, learn about the steps of the home-buying process, the importance of credit, saving money and creating a budget, how to qualify for a mortgage, choosing a home, and what to expect during the closing process.

• IMPORTANT NOTICE

In order to qualify for down payment and closing cost assistance programs, you must complete BOTH a homebuyer workshop (online or in-person) and one-on-one in-person counseling.


• Closing Alert for COVID-19 (Corona Virus) 

March 16, 2020 – Due to the current state of emergency caused by the Corona virus, and in compliance with State and HUD regulations during this health crisis, GO Northwest will not be hosting in-person workshops, one-on-one sessions or group activities until further notice.
 
Thank you so much for your patience and understanding during this challenging moment. If you have any questions, concerns, or comments, please contact us at 410-947-0084 x102, mgoodman@go-northwesthrc.org.

Meredida Goodman
Executive Director

Garwyn Oaks Northwest Housing Resource Center


• The following dates have been scheduled for workshops, pending resolution of the COVID-19 crisis. Please check back regularly for updates on this schedule.

Date – Registration Opens
• Sept 19 – August 31
• October 17 –  September 28
• November 14 – October 26
• December 12 – November 23


• NEXT STEPS

If you have any questions about homebuyer education, workshops or counseling, please contact Kira Gardner-Marshall-at 410-947-0084 x101 or email at kgardnermarshall@go-northwesthrc.org.

YOU WILL NEED TO BRING A COPY OF THE FOLLOWING ITEMS FOR YOUR ONE-ON-ONE COUNSELING SESSION:  **Please bring copies of the requested items.**

1. Last month’s pay stubs
2. Last three months of bank statements (checking and savings) ALL ACCOUNTS/ALL PAGES
3. W-2 Forms for last 2 years
4. Tax return for last year
5. Proof of any additional income (SSI, disability, rent, child support, etc.)
6. OPTIONAL: If you are working with a lender then you can bring your pre-approval letter or Loan Estimate
7.  Payment for Credit Report (only if you took the in-person workshop)
We must review your credit report during your one-on-one home buying counseling. (Please note: a Credit Karma credit report is not acceptable.) Reports cost $25 for an individual and $45 for a joint report.)


• PLEASE NOTE THE FOLLOWING:

If you do not have the items stated above, you will not be seen for your counseling session and you will have to be rescheduled.

**Please do not bring originals of your documents**

Copying fee .25c per page up to $5.


ehome2

 LOOKING FOR A HOME BUYING WORKSHOP FAST?  
Let eHome be your solution when you need an online home buying workshop that’s quick and easy.
No need to travel – eHome is right there for you all day and all night. Learn at your own pace in your own space!
Visit eHome at: www.ehomeamerica.org/go-northwesthrc to sign up.
For more information contact: Kira Gardner-Marshall at kgardnermarshall@go-northwesthrc.org, 410-947-0084 x101